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Computerized Retirement Planning Tools since 1984

ndsTool. The ndsTool program is a income planning tool that allows the examination of goals and objectives relative to income, expenses and savings. During the planning period, income is balanced against expense. If income exceeds expense, the surplus is credited to savings. If planned expenses exceed income, withdrawals are made from asset accounts to meet required income needs. If assets are insufficient, the program will identify the amount of any shortage including the additional amount required.

iraTool. The iraTool program is a 2nd generation Roth IRA planning tool designed to offer maximum flexibility in designing your client's retirement plan. This program contains both the rothTool and distTool. A Demo, estimated pricing and availability is available in the yyyZ DEMO section.

rothTool.  rothTool (replaces WhichIRA) deals with the conversion of an Ordinary IRA to a Roth IRA. Click on the here to review the details of rothTool. Partial conversions may also be illustrated.

distTool.  distTool (replaces mdaTool) calculates all required minimum distributions associated with both traditional IRA and the new Roth IRA accounts. Click on the here to review the details of distTool.

72tTool. The 72tTool program lets you calculate the three acceptable methods outlined by the Internal Revenue Service in IRS Notice 89-25 for making pre-age 59 1/2 penalty-free distributions from IRA accounts and non-tax qualified tax-deferred annuities.

etsTool. The etsTool program lets you calculate the estate tax stretch out of IRC Section 6166. This program looks at the 5-year deferral, 10-year installment payment method of liquidating the estate tax liability.

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